Business Startup Checklist

Everything it takes to start right.

Most people start a business missing half of what makes it fundable. This is the complete checklist — the same foundation we build for our Elite clients. Tick through it, see where you stand, and know exactly what's left.

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🏢 Formation & Structure

Establish your business correctly — the foundation everything else stands on.

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Choose your entity (LLC or Corporation)

The right structure for your goals, protection, and growth.

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File your formation with the state

Articles of organization or incorporation, filed correctly.

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Obtain your EIN

Your business's federal tax identity — required to bank and borrow.

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Create an operating agreement

The document that defines and legitimizes how your business runs.

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Appoint a registered agent

Keep your personal name and address off the public record.

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🌐 Fundability Setup

The signals lenders read before they read your application.

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Set up a professional business email

A domain-based address — never a personal one.

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Get a dedicated business phone

A line that signals permanence and legitimacy.

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Build a business website

Proof your business is real, active, and serious.

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Open a business bank account

Separate your finances and build banking history.

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Establish business listings

Verified, consistent listings that make you findable and credible.

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Secure your D-U-N-S number

Your gateway to a business credit profile.

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📈 Business Credit

Borrowing power that stands on its own, independent of you.

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Open vendor (net-30) accounts

Starter tradelines that begin reporting your business credit.

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Establish a PAYDEX score

The business credit score lenders check first.

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Climb the credit tiers (store → fleet → cash)

Build from starter accounts to real revolving capital.

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💰 Funding & Launch

Turn a fundable business into a funded one.

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Strengthen your personal credit

Still a key to your business's earliest funding.

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Assess your funding readiness

Know your position before you ever apply.

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Prepare your lender package

Documents, narrative, and numbers aligned to approval.

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Apply — positioned to win

Pursue the right capital, from the right lender, the right way.

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Or skip the checklist entirely.

That's a lot of boxes to tick alone. We do every one of them for you — correctly, completely, and in as little as 8 hours. Why spend months learning what we've perfected over 32 years?

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